Free Charlottesville Short Sale Assistance | The Charlottesville Short Sale Realtors| Charlottesville Short Sales Done Free For You | Stop Your Charlottesville Foreclosure Before It's Too Late | We'll EVEN Purchase Your Charlottesville Home

Charlottesville Short Sales Done Free For You

This Charlottesville Short Sale Team Is Here For You

Folks, If You Are Behind On Your Mortgage Payments And Are Getting Worried...And Are Nearing Pre-Foreclosure

Don't Do A Thing Until You Speak To Us!!!

877-855-7913

434-979-0005

You Must Do 3 Things Immediately:

Discuss a Loan Modification with Your Lender

Discuss a Short Sale With Us

Why?

Because...if you decide on a Charlottesville short sale, we will list your home & have an offer on your home in 24 hours!

Yes...24 hours!!!

And close within 30 days of your bank's acceptance!

Whatever YOU Do!!!!!!!!!!!!!!!!

Do not wait until the 90th day of being late on your Charlottesville mortgage

And DO NOT throw in the towel & go into foreclosure!

It is pointless to do that...

You'll totally destroy your credit for the next 10 years!!!

Learn ALL Your Options...

Call us now...

877-855-7913

434-979-0005

Charlottesville Short Sales Inc.

We Are The Savvy Charlottesville Short Sale Realtors

Email us your questions here:

Support@CharlottesvilleShortSales.info

Don't Make Another Payment On Your Home

If You Are Upside Down or Have $0 Equity

Charlottesville short sales are not new.

And most companies doing short sales today charge $3000!!!

We offer our services for free.

Lenders have been doing them for years.

However, due to the increase in mortgage delinquency due to our current economic situation, our local lenders are now inundated with request for Charlottesville short sales.

Bank of America, Chase and Wells Fargo have been very slow in their response to short sale requests.

Chase has indicated that they are still working on requests made in June, 2009 and we are now closing into 2010.

The original timeframe of 60-90 days is now 90-180 days at minimum.

The smaller lenders work more quickly.

WHAT IS A CHARLOTTESVILLE SHORT SALE?

If you own a Charlottesville home and you owe more on your mortgage than the home will appraise for and you have a hardship, then you may be able to short sale your Charlottesville property.

A Charlottesville short sale is when we get your lender to accept less than the full amount you owe.

Then our Charlottesville investors buy the home from the bank and you are off the hook.

In order for your lender to consider this option the following must apply:

Your Charlottesville property must be listed with a realtor (us...since we are doing the hard work for you...) and must have a contract (which you will have since our investors will buy it) based on the comparables in the area the property is located.

Owners must have a financial hardship.

A financial hardship could occur from divorce, loss of job, pay cut, illness, accident. etc.

Owner's expenses exceed their income, this is considered a hardship.

Expenses must be legitimate expenses.

One cannot have a $500 dollar a month clothes shopping addiction.

Real expenses including; electric, water, rent, insurance, car payments, gas, groceries, homeowner association dues, health insurance, etc.

Once a financial hardship has been established on behalf of the owner, all of the required documents that must be submitted to your lender are below:

1. Bank Statements - Last two months

2. Pay Stubs - Last two pay periods

3. Tax returns for 2008 and 2007

4. W'2s for 2008 and 2007

5. Financial Worksheet